Your statements stay confidential · Business funding only
See what you qualify for

Need $10K to $200K for your business?

If your business deposits $25,000+ a month and has been open 6+ months, you can qualify. Based on your deposits, not your credit score.

No hard credit pullto see your options
Same-day offeron a complete file
No upfront fees

Step 1

What does the business deposit in an average month?

Gross deposits into the business account, before expenses. Funders read deposits, not profit, so this is the number that decides what you qualify for.

Step 2

How long has the business been operating?

Longer histories open up cheaper programs, but six months is enough to start.

Step 3

How much are you looking for?

Pick the amount that would actually change something. We would rather aim high and come back to you than under-ask on your behalf.

Funders size the offer off your monthly deposits, not off what you ask for. Asking high costs you nothing.

Step 4

Where should we send your options?

Your file saves as you go. No hard credit pull.

We never call your bank and we never move money. Your statements are not shared with anyone without your say-so.

Step 5

How many advances does the business have open right now?

Count anything taking a daily or weekly payment out of your account. An honest answer gets you a better offer, not a worse one, because it decides which funders we take you to.

We submit to two funders at most, and we tell you who. Your file is never posted to a lead list or sold on.

Step 6

What is the funding for?

Different uses suit different structures, so this changes who we take you to.

Step 7

Roughly where is your personal credit?

Estimating here will NOT affect your score. There is no credit pull on this form. It only helps us match you to the right funders.

Step 8

What state is the business in?

Not seeing your state? We are not open there yet. Pick "My state is not listed" and we will reach out when we are.

Step 9

The business itself.

Almost there

Just to confirm.

Make sure this is right, because it is what we take to the funders.

    Step 10

    Your last four months of business bank statements.

    This is the part that decides whether you get an offer today or next week. Complete files get reviewed within hours. Incomplete ones sit.

    Drop your statements here, or tap to choose PDF or photos, up to 8 files. Every page of each month. In most banking apps: Statements, tap the month, Share, then Save to Files. Then pick them here.

      Step 11

      Sign, so a funder is allowed to look at your file.

      No funder opens a file without a signed authorisation. This is the one thing we cannot collect for you later.

      Sign with your finger or mouse.

      Signing does not commit you to anything. You see every offer in plain dollars before you sign a funding agreement.

      6+ months in business
      $25,000+ per month in deposits
      A business bank account in the company's name

      What actually happens

      Three steps, and you will know where you stand on the same day you start.

      1. Start your file

      You open a file. Four minutes. Four months of business bank statements and a signature on your phone. That is the whole application.

      2. We call you within minutes, 8am to 8pm your time

      Not a pitch. We check the file is complete, tell you straight if it has a home, and get anything missing while you're on the phone.

      3. One funding partner, and you know which

      Your file goes to the one funding partner whose requirements it fits, and we tell you which one when it goes, never a list. They come back the same day with an offer or a straight no. You see the offer in plain dollars and decide.

      Who we fund

      Restaurants

      Inventory, staffing, and getting through the slow quarter.

      See what you qualify for ↗
      Medical & dental

      Equipment and buildout against reliable collections.

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      Manufacturing

      Materials and machine time ahead of the purchase order, not after it.

      See what you qualify for ↗
      Wholesale & distribution

      Stock in the warehouse before the invoices come back.

      See what you qualify for ↗
      Retail

      Stock up ahead of your season instead of after it.

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      Auto & repair

      Parts, equipment, and bay capacity without waiting on a bank.

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      Home services

      Trucks, tools, and technicians ahead of the busy months.

      See what you qualify for ↗
      Staffing

      Weekly payroll against clients who pay on their own schedule.

      See what you qualify for ↗

      What you can count on.

      • An advance on your future sales, not a loan. One fixed payback figure, set before you sign, taken daily or weekly from what you deposit.
      • No upfront fees. Nothing comes out of your pocket to apply, to get an offer, or to fund. The funding partner pays us when your deal funds.
      • Priced in plain dollars. You see exactly what lands in your account and exactly what goes back before you decide anything. No surprises on the offer.
      • An answer the same day on a complete file. If it's a yes, the offer is in your hands in dollars. If not, you hear it the same day instead of waiting weeks.

      Questions people actually ask

      Is this a loan?

      No. A funder purchases a set amount of your future receivables at a discount, and collects it as a share of your deposits. There is no fixed maturity date and no interest rate.

      What does it cost?

      It is priced as a factor rate, not an interest rate, and it varies by file. We tell you the total dollars back and the number of payments before you sign anything.

      Will this hurt my credit?

      Opening a file doesn't touch your credit. A funding partner may check it before making an offer, and you authorise that on the application.

      How fast?

      An offer the same day on complete files. Funding is typically 24 to 48 hours after you sign.

      Do you sell my information?

      Never. Your file goes to one funding partner, under a signed confidentiality agreement, and we tell you which one when it goes. Not a list, not sold, not shared.

      Do you contact my bank?

      Never. We read the statements you send us. That is it.